Analysis
IPT: higher and higher
Wasn't expecting that... The lyrics from the Jamie Lawson song could apply to insurers, following the latest hike in insurance premium tax.
Review of the year 2016
2016 started with several UK regions under water, and then saw the launch of Flood Re. It underwent the largest overhaul of insurance law in a century and it finishes on a long awaited reform. Insurers, brokers and industry representatives are sharing…
This Week in Post: claims, cold-calling and commercial vans
As the frost closes in and warns us of winter, my thoughts turn to safety and vehicles, especially as I found myself slipping over due to the black ice on the roads.
Time to focus on liability
Most employers don't spend too much time thinking about employers' liability, public liability and product liability unless they actually have a claim. So perhaps it is just as well that the national media is continually drawing attention to tragic…
Spotlight: Motor Data: Increasing data use in the van sector
Van insurance is often purchased by sole traders in the same way as household insurance but data in this sector lags behind the rest of the personal lines sector. What can the sector do to catch up?
High-net-worth fraud: A real rarity?
Many believe fraud in the high-net-worth market is rare. Is this the case, or are insurers just remaining tight-lipped about the problem?
Women in Insurance: In Jenny’s footsteps
With diversity so high on the insurance industry’s agenda and the world of science recently celebrating the annual Ada Lovelace Day, highlighting the contribution of women in science, Post set out to find when the first female underwriter made her mark…
E-cigarettes: The new asbestos?
The use of e-cigarettes, or vaping, has grown exponentially since they appeared on the market 10 years ago. When it comes to covering the associated risks, are insurers and brokers playing with fire?
Travel fraud: travelling in a new direction
Traditionally, most fraud associated with holidaymakers has resulted from opportunists who exaggerate, distort or invent relatively low-value claims on their travel insurance policies.
Over-50s: Targeting a mature market
For insurers, targeting the over-50s market would appear to be a no-brainer, not least because there are so many of them.
All aboard the Brexit rollercoaster
There is a touching stubborn optimism in the insurance industry about where the Brexit negotiations might lead, although it is rather like one of those fixed smiles that it gradually becomes harder to sustain with any degree of conviction.
Top 30 Asia insurers: Asia remains in a stable condition
There has been little change in the rankings of the top 30 Asia insurers since 2014, with China still dominating the rankings, despite a decreasing growth rate
State of the Broker Nation Extra: Insurers
In this extra part of the State of the Broker Nation, we find out what brokers really think about their insurers. Michèle Bacchus asked them plainly – and she has received some frank answers
Spotlight on health insurance: Medical questionnaires and fraud
The health of a potential employee may have a major impact on their future productivity and, given the law of averages, at least one candidate being interviewed for any particular position is likely to have existing health issues.
The secret battle at Lloyd's: Forgetting your Names
The capital provided by Names at Lloyd’s has fallen from 100% to just 10% – are we seeing the end of a long tradition?
State of the Broker Nation: Professionalism and staff
Michèle Bacchus finds out how David Beckham’s legs can help make broking more enticing and attract talent to the sector
State of the Broker Nation: Regulation
In the second part of Post’s research, brokers talk candidly to Michèle Bacchus about the British Insurance Brokers’ Association, the Financial Conduct Authority, the government and the European Union
State of the Broker Nation: Digitalisation and the future
Post has revisited its research into broking to find out how digitalisation and regulation are affecting the sector. In part one, Michèle Bacchus asks whether brokers can survive the digital age.
Roundtable: The future of the London claims market
With cyber advances and skills gaps among the challenges soon facing the claims market, how can the sector future proof itself? Post, in association with the Forum of Insurance Lawyers, hosted an industry roundtable to find out
The gig economy needs cover as flexible as it is
In the good old days, the point where work ended and leisure began was obvious. Home and office were clearly defined spaces, and uniforms, working hours and management structures all helped to reinforce these boundaries. But those days have gone and in…
Spotlight on ADAS systems and implications for insurers
With 40% of vehicles set to be fitted with ADAS systems by 2020, the maintenance and calibration of these systems is a cause for concern for insurers
Expected post-sanction Iranian gold rush fizzles out
The decision to lift the most stringent sanctions on Iran may have been greeted by celebration, but many insurers are finding the remaining restrictions still make doing business there an unattractive proposition.
Spotlight on health insurance: Scamming the workplace
Fraudsters are always on the move and with whiplash still seemingly on the government's agenda there are fears repetitive strain injury claims could well be the next whiplash saga.
Europe: Berating the ratings
Fitch Ratings caused a stir when it criticised the Insurer Financial Strength ratings issued by one of its main rivals, AM Best.