Analysis
State of the Broker Nation: Digitalisation and the future
Post has revisited its research into broking to find out how digitalisation and regulation are affecting the sector. In part one, Michèle Bacchus asks whether brokers can survive the digital age.
Roundtable: The future of the London claims market
With cyber advances and skills gaps among the challenges soon facing the claims market, how can the sector future proof itself? Post, in association with the Forum of Insurance Lawyers, hosted an industry roundtable to find out
The gig economy needs cover as flexible as it is
In the good old days, the point where work ended and leisure began was obvious. Home and office were clearly defined spaces, and uniforms, working hours and management structures all helped to reinforce these boundaries. But those days have gone and in…
Spotlight on ADAS systems and implications for insurers
With 40% of vehicles set to be fitted with ADAS systems by 2020, the maintenance and calibration of these systems is a cause for concern for insurers
Expected post-sanction Iranian gold rush fizzles out
The decision to lift the most stringent sanctions on Iran may have been greeted by celebration, but many insurers are finding the remaining restrictions still make doing business there an unattractive proposition.
Spotlight on health insurance: Scamming the workplace
Fraudsters are always on the move and with whiplash still seemingly on the government's agenda there are fears repetitive strain injury claims could well be the next whiplash saga.
Europe: Berating the ratings
Fitch Ratings caused a stir when it criticised the Insurer Financial Strength ratings issued by one of its main rivals, AM Best.
Further action needed on Medco
Medco was created to change the way medical reports were sourced in soft tissue injury claims, offering up randomised but accredited experts.
Spotlight on health insurance: Tackling PMI fraud
What goes up but never comes down? The traditional answer has been age, but it could just as easily be private medical insurance premiums.
Insurtech start-ups: Funding the future
Insurtech start-ups have a range of options to fund their business: from private equity to crowdfunding, from partners to business angels, from incubators to accelerators. Innovators are using old and new ways to raise money - and each of them has its…
Where are all the full-stack insurance start-ups?
Capital requirements and regulations have been blamed for putting off new full-stack insurers from establishing in the UK but Brexit won't necessarily help start-ups.
Insurers still open to Calais route for hauliers
Migrant activity on the Calais to Dover route has increased costs for hauliers but its insurance consequences are not clear: some observers are reporting premium rises, which others are denying.
Are travel insurers keeping pace with global terrorism?
Terrorism has changed, and consumers are now expecting more from insurers
Pricing under pressure in warranty and indemnity as new entrants target market
With 2015 the biggest ever year for mergers and acquisitions globally, demand for warranty and indemnity insurance is rising rapidly.
New farming risks and their insurance implications
The past 12 months have not been easy for farmers. Depressed produce prices have left the sector facing one of the worst income crisis for more than 100 years.
Video: SME underinsurance with Harriet Conway
With more than five million SMEs in the UK and a recent warning that up to 40% of these may be underinsured, it is time for the insurance industry to step up and start tackling this rising problem.
SME underinsurance: Protecting customer outcomes
With 5.4 million SMEs in the UK, more can be done to enhance the claims service they receive
SME underinsurance: Fixing the SME market
Has anything changed in the SME sector since the FCA’s thematic review? And if not, why not?
The case for a united front in the fight against fraud
The insurance industry has been multiplying initiatives against fraud but is it presenting a unified front against increasingly organised scams?
Europe: The Insurance Distribution Directive and its expected impacts
The Insurance Distribution Directive aims to harmonise the regulatory landscape for insurance intermediaries in the European Union.
Asia Analysis: Hong Kong's electric roads
The growing popularity of electric vehicles in Hong Kong is creating opportunities and challenges for motor insurers writes Nicky Burridge.
D&O innovation
With a spate of innovation in the directors’ & officers’ market, how is the cover staying relevant in a constantly changing world?
Rosgosstrakh posts colossal losses amid troubled Russian motor market
Rosgosstrakh suffered record-breaking losses of Rbl8.65bn (£100m) in the first half of the year, caused mainly by car insurance as compulsory motor third party liability remains the most troubled market segment in Russia - a situation that is not…
Under attack: how widespread is appointed representative mis-selling?
The Financial Conduct Authority recently fired the first shots over mis-selling by appointed representatives but how far-reaching is this problem and what can be done to stop it?