Opinion

Comment: Understanding the risks

From December 2012, insurance premiums can no longer be based on gender and, as documented in Amy Ellis’ article, a ban on the age proxy looks likely to follow suit. It is not, therefore, inconceivable that a ban on the use of many more insurance proxies…

View from the top: An apple a day

‘We made the buttons on the screen look so good you’ll want to lick them,’ was something Apple founder Steve Jobs once said to a journalist eager to unpick the secrets that underpinned the firm’s meteoric rise to become one of the biggest companies in…

Your say: Unpalatable truth

The article by Amy Ellis concerning so called ‘referral fees’ paid by contractors’ networks takes up a subject that has been central to the concerns of some in the loss adjusting profession for many years

Your say: A positive influence

I read with interest the two articles in last week’s Post (3 November 2011) concerning managed building repair networks: ‘Building referral fee costs hitting industry for ‘tens of millions of pounds’ and ‘Rok One Year On’.

Penny Black’s insurance week

Penny was impressed to learn Zurich’s commercial broking team is gearing up for a 1000-mile charity bike ride from Land’s End to John O’Groats.

Your say: Misrepresentation is not fraud

I was concerned to note that John Cannon states in his recent article “failure to declare a change in circumstances to a lender is classed as a form of occupancy fraud”.

View from the top: A digital era dawns for the London market

The time feels right for grabbing the jewel in the crown of the London insurance markets reform programme — electronic support of the placement transaction. Aon has a long track record in pushing forward with market reforms that bring 21st Century e…

Postscript: My best 11 Neill Johnstone, Lorega

Lorega’s group managing director Neill Johnstone calls upon his years of claims management experience to pick his Best XI, selecting from the blue half of West London and the insurance claims sector — with a surprise appearance from a boxing legend.

Comment: Delivering definitive data

The ability to know precisely where property risks are located and what risks surround those locations are vital elements of successful and accurate underwriting and pricing. To know that such data is regularly updated and maintained – and meets ISO…

Penny Black’s insurance week

Penny’s long-awaited trip to the British Academy of Film and Television Arts with Brit Insurance finally took place this week but the people at Bafta in Piccadilly must have missed the memo.

Your say: Tackling fire remains a priority

You are right to think that both this government and the last have not been receptive to arguments by the insurance industry and sprinkler lobby pressing for a more widespread fitting of sprinkler systems.

North of the Border: Clarification over mesothelioma awards

In Elizabeth Wolff & Others v John Moulds (Kilmarnock) & Weir Construction (2011), Lord Doherty considers recent jury and judicial awards in fatal claims and clarifies the value of section 1(4) awards in a mesothelioma claim, under the Damages (Scotland)…

Editor's comment: Maelstroms on multiple fronts

This week has seen maelstroms on multiple fronts. As the devastation and mass fatalities caused by the Turkish earthquake continue to dominate news headlines, the insurance industry is bracing itself for a different bout of turmoil prompted by another…

Cyber risks in the modern business

Technology is evolving every day and as Iain Ainslie explains if brokers want to offer their customer the best cover possibly they need to be aware of all risks and the specialist policies available to help them.

Penny Black’s insurance week

Globetrotting Penny was expecting to see many things on her recent holiday to Berlin — the Reichstag; the Brandenburg Gate and the Holocaust Memorial Museum — but what she was not expecting was a rather fancy-looking Allianz building right in the middle…

Your say: Work flow enhancements

I write in response to the article on WNS Assistance’s property service launch and just wanted to clarify the new technology invested in to deliver an innovative claims service for the insurer and broker market.

Editor's comment: Yet another call for action

How often do we hear that rallying cry for the insurance industry to up its lobbying credentials and persuade government to deliver change that will safeguard both citizens and businesses alike? All too often.

Ask the Expert

I’m starting to hear mutterings that a higher proportion of my staff than usual could be considering a move elsewhere. We’ve always had a great retention policy so this surprises me. Is this being witnessed by the industry as a whole?

View from the top: Diversity dilemma

Better gender diversity will boost the industry's understanding of cultural, social and economic issues, says Nicolas Aubert, managing director, Chartis Insurance UK.

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