Opinion
View from the top: Brokers should dig deeper to protect insurers
Risk is a constant tenet of financial services organisations across the industry - appetite for risk, however, can be more fluid. Traditionally, banks favoured low-risk lending models, which provided correspondingly low but relatively sustainable returns…
Guernsey’s independence
Guernsey recently made it quite clear it would not be seeking equivalence under Solvency II. Dominic Wheatley examines why the authorities there felt the need to make this declaration and what it means for insurers and captives there.
Post Europe: Guernsey’s independence
Guernsey recently made it quite clear it would not be seeking equivalence under Solvency II. Dominic Wheatley examines why the authorities there felt the need to make this declaration and what it means for insurers and captives there.
View from the Top: The challenge of D&O
Twenty-five years ago it was argued that “it is easier to hang onto a sow with a soapy tail than to hold a director liable”, but today the reverse is true.
Post Europe: View from the Top: The challenge of D&O
Twenty-five years ago it was argued that “it is easier to hang onto a sow with a soapy tail than to hold a director liable”, but today the reverse is true.
Penny Black's insurance week
Penny was delighted to be entertained by the lovely ladies at Royal Bank of Scotland Insurance, when she was whisked off to the O2 to see R&B megastar Usher perform a selection of his greatest hits.
Postbox: Policy cancellation not fair on drivers
Mike Eve makes some interesting points regarding uninsured driving and, unfortunately, he is correct that fines for uninsured driving, and most other offences for that matter, are governed by the financial status of the offender.
Postbox: Fines are just one tool for CIE
I note with interest Mike Eve's letter in Post referring to the level of penalty under the Continuous Insurance Enforcement process being "far too low"
Post Europe: View from the Top - Opening up all channels
New controls on distance selling are being considered by the Turkish regulator. This specific regulation will improve consumer access to cover and enable insurers take full advantage of the significant opportunities this growing market has to offer.
View from the Top - Opening up all channels
New controls on distance selling are being considered by the Turkish regulator. This specific regulation will improve consumer access to cover and enable insurers take full advantage of the significant opportunities this growing market has to offer.
Penny Black's insurance week
Penny's friends in the sporting world have had a busy time this January transfer deadline. Struggling West Ham appear to be the latest team to have gotten themselves into a little insurance-related pickle.
View from the top: Answers outside London
The soft market is continuing into 2011 and unlikely to harden any time soon.
Postbox: Going back to basics is the long-term solution
I was interested to read the item on winter freeze claims in the same issue as the article by Ecclesiastical’s David Bonehill on claims professionalism.
Building the right model for Solvency II
The different levels of readiness and varying budgets among insurers revealed in the report Getting set for Solvency II recently released by Pricewaterhouse Coopers surely came as no surprise to the insurance industry.
View from the top: Winter of discontent
The British fascination with the weather scaled new heights recently, as we experienced the worst winter since records began 100 years ago.
Editor’s comment: Pioneering times
It is somewhat fitting that Post includes an interview with Hiscox chairman Robert Hiscox in the same week that Royal Bank of Scotland Insurance announces its plan to make a play for one his firm’s traditional heartlands, the mid and high-net-worth space…
Postbox: Conditions are right for new start-ups
We support the view that market conditions suit the emergence of new start-ups of both insurers and brokers
Penny Black's insurance week
Maggie Craig is clearly considered a safe pair of hands by her colleagues at the Association of British Insurers, as she is currently seven months into her second tenure as acting director general.
View from the top: An historically good idea
With the private motor market effectively commoditised, now the spotlight for personal lines insurers is on the perceived El Dorado of the online SME market. We can be sure that a VW Golf that is built in Germany, China or Indonesia is of virtually…
Postbox: Penalties still too low for uninsured drivers
The changes outlined last week to reduce uninsured driving are helpful — but the penalties are still far too low, both financially and in terms of loss of facility.
Post Europe - View from the Top: Insurers' growth prospects
Looking back at 2010, most insurance companies have restored their capital to pre-crisis levels. This favourable development applies to life and non-life insurers in both the developed and developing economies.
View from the Top: Insurers' growth prospects
Looking back at 2010, most insurance companies have restored their capital to pre-crisis levels. This favourable development applies to life and non-life insurers in both the developed and developing economies.
Postbox: Customer communication key
I read with interest the recent interview with Imran Ahmed and Tony Sault providing insight into a consumer’s perspective of a motor claim and agree with the findings that demonstrate a “notable difference in satisfaction levels” between groups of…
Penny Black's insurance week
This week Penny discovered that the forthright chairwoman of the House of Commons transport committee Louise Ellman is well in touch with her inner Jeremy Paxman.