Analysis
Solicitors’ Professional Indemnity: Domino effect
As solicitors and the wider industry prepare for the fallout from the Balva scandal, predictions suggest some firms could fall onto the breadline. Are they right?
Initial Public Offerings: A good time to float
Following successful initial public offerings by Direct Line Group and Esure, many industry commentators believe market conditions are currently perfect for further flotations. So, is it time for others to go public?
Product recall: Total recall cover
After the horsemeat scandal thrust product recall insurance into the limelight, do insurers need to rethink how they offer such cover?
Roundtable - Legal Reforms: Jackson reforms: First impressions
Implemented as part of the Legal Aid, Sentencing and Punishment of Offenders Act 2012, how have the Jackson reforms affected the industry so far – and what will their impact be in the future?
Risk management: Mapping risk
The industry consensus is that Airmic’s planned global compliance database would be highly beneficial to all parties – so why is it proving so difficult to bring to fruition?
Dual Pricing: Priced Out
Dual pricing is an industry bugbear with traditional errors being replaced with deliberate pricing policies. But is it the sign of a healthy, competitive market or a practice that should be eradicated?
Hong Kong’s slow moving health market
Although health insurance could be described as a sleepy business in Hong Kong, potential government reforms could bring about a shake-up in the market as Andrew Tjaardstra reports.
In Series: Technology: Insuring the next generation of smart car
Age of the smart car
In Series: Technology: Are insurers prepared for motor risk focused on vehicle malfunction?
A new dawn for drivers
Alternative Business Structures: Is this the future?
Into the wild
Subrogation: Fair Play?
With some firms facing criticism over their approach to subrogation, are motor insurers acting in customers’ best interests or is this outdated legal framework being exploited?
In Series: Technology: Leaving your legacy
New technology promises greater insight for insurers and brokers, and a better experience for consumers – but only if used correctly.
In Series: Technology: Get moving
Insurers must make a concerted effort to reach customers in the mobile space.
Space Tourism: Ready for liftoff?
With Virgin Galactic edging closer to launching tourists through the stratosphere for the first time, what part will the insurance industry play in this uncharted territory?
In Series: Technology: Out with the old fashioned systems
Old-fashioned systems are affecting some insurers’ ability to keep up with the growing expectations of more tech-savvy consumers, allowing new players to gain market share.
Expertise-in-Action: Claims Fraud - Fully equipped
How can insurers make sure intermediaries have all the tools they need to play their part in fraud prevention?
Telematics: Taking the wheel?
Will plans by car manufacturers to fit telematics black boxes to new vehicles see them become major players in the motor insurance sector?
Personal Lines Brokers: Fresh tactics
With the rise of aggregators bringing their very existence into question, how are personal lines brokers changing their approach to ensure they stay relevant and needed?
In Series: Personal Lines: The good old days
Insurers now benefit from data usage that allows them to tailor prices from hundreds of categories. But this wasn’t always the case.
Technology: Get smart, get appy
Insurers are widely considered to be slow adopters of new technology, but how do they fare in the world of mobile apps?
Improving Underwriting: The bigger the better
How is the move towards ‘big data’ from external sources helping insurers price risk in the post-Gender Directive environment?
Improving Underwriting: Driving Profits
Can a more sophisticated approach to underwriting help motor insurers finally turn a profit?
Improving Underwriting: The extra mile
The use of geographic intelligence can improve the understanding of risk in the motor insurance space.
Career development: Stress due to poor economic climate takes its toll on Britain’s SMEs
Stress had a noticeable impact on businesses in 2012, according to more than two-fifths (42%) of senior managers from small and medium-sized businesses surveyed for Zurich’s latest quarterly SME Risk Index.