Analysis
Motor: real time pricing
Intermediaries remain a significant distributor of motor insurance but, if profitability is to be secured, Laurence Walker says new underwriting models must be embraced.
Overseas focus - China: a market of opportunity?
With an enormous population and low insurance penetration, China should be a market ripe for entering. Jakki May finds out it isn't as simple as it sounds but reveals an appetite for change and growth.
Comment - claims: cutting the cost of claims
Introducing non-adversarial means of dispute resolution could be the answer to cutting the cost of claims, empowering qualified professionals and delighting the customer, argues Roger Flaxman.
Comment - gender ruling: the price of equality
The ECJ ruling banning gender-based premiums may have thrown insurers into a spin but, as Mary Honeyball explains, it was the right thing to do.
Legal update - workplace safety: workplace suitability tested
Workplace regulation is tough on floors and traffic routes but less so on transient risks. Sarah Reynolds examines some recent cases.
Post Europe: Targetting PMI in the Benelux region
The Benelux region is popular with expatriates and most health cover is provided by insurance. Tim Mutton, therefore, outlines what brokers need to know about providing medical insurance in the area.
Targetting PMI in the Benelux region
The Benelux region is popular with expatriates and most health cover is provided by insurance. Tim Mutton, therefore, outlines what brokers need to know about providing medical insurance in the area.
Disease claims - occupational voice loss
Occupational voice loss is becoming a growing hazard, partly due to the rise in call centres. Paula Jefferson and Rachel Barbenel examine recent case outcomes and advise on avoiding and defending claims.
Disease claims - HAVS: getting to grips with HAVS
The effect of vibration on the human body has been the subject of debate for more than 100 years, and research is raising new questions over whether vibration to the hand can cause symptoms in the elbow, upper arm or shoulder. Simon Matthews explores the…
Rehabilitation - state of the market: making great leaps in rehab
As the seventh annual Rehabilitation First Awards get underway, Lynn Rouse speaks to previous winners of the outstanding individual achievement award, in the first of a series of reflections on the UK rehabilitation market.
HR focus - default retirement age: retiring gracefully
The abolition of the default retirement age comes into force later this year. Paul Cann explores potential consequences for employers as they prepare to accommodate an ageing workforce.
Disease claims - ELTO: location, location, location
Difficulties inherent in identifying the relevant insurer in a long-tail disease claim led to the creation of the Employers' Liability Tracing Office. Anne Griffiths and Alan Hunter explain what is needed to make it work.
Legal update - corporate manslaughter: driving issues
With the first conviction under the Corporate Manslaughter and Corporate Homicide Act 2007 having finally taken place in February, Roger Ball explains the potential consequences for motor fleet operators.
Post Europe: P&I Clubs ride out renewal season
Protection and Indemnity clubs have suffered though period where rate increases were as high as 30%, with this season seeing increases at a high of 10% Edward Murray asks if P&I clubs are riding the perfect storm.
Post Europe: Mergers and acquisitions in the Danubian region
The mighty Danube links many countries but Jakki May asks if that is enough to link the insurance markets within these territories and encourage mergers and acquisition.
Mergers and acquisitions in the Danubian region
The mighty Danube links many countries but Jakki May asks if that is enough to link the insurance markets within these territories and encourage mergers and acquisition.
News analysis - QIS5: Unfinished business
The fifth quantitative impact study results have been revealed. Neil Coulson casts an eye over the findings and what they mean for the implementation of Solvency II.
Large Corporate Risks - Claims: Network issues
In the wake of Cunningham Lindsey's international claims hub launch, Veronica Cowan looks at the pros and cons of claims centralisation and asks if some risks are more suited to it than others.
Legal Update: Camden fire conclusions
After a fire at Camden Market in 2008 due to portable heaters, Andrew Blair and Joanne Whyld look at the resulting court case that ensued over the broker's failure to keep the insured fully informed.
In Series - Fraud: Taking the right path
Nick Wood and Angela Gibson examine the two legal options available to insurers in fraud cases — criminal or civil action.
Regional Report - Dublin: Dublin up
Ireland has been bailed out by the International Monetary Fund, insolvencies and unemployment are up, insurers premium incomes down and rates show no sign of real hardening. But, when Stephanie Denton visited Dublin she found the market surprisingly…
In Series - Fraud: Two sides to every story
Taking fraudsters to court can be a risky business for insurers, as if they lose the negative publicity can be overwhelming. Rachel Gordon looks at encouraging signs that the industry is fighting back.
Comment - commercial insurance: Trouble brewing
In the wake of a damning report on the commercial lines insurance market, Roger Flaxman enters the debate and examines the clash between insurers' principle of utmost good faith and their fiduciary duty to shareholders.
International teamwork, the key to tackling piracy
Piracy has been an evolving threat for ship owners and the marine insurance market since the 1980s and Neil Smith argues that international cooperation is the only way to combat the modern scourge of marine piracy.