Insurance ramifications of FCA personal guarantees investigation

Todd Davison

Todd Davison, managing director of personal guarantee insurance specialist Purbeck, explains the regulator's recommendation that lenders spell out what signing a personal guarantee means so small business owners can grasp the risk they accept in return for a business loan.

There’s a well-known adage – ‘with great risk comes great reward’.  

The trick is knowing how much risk a person might be willing to take on, particularly if they are running a small business with a

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