Policy exclusion was not effective until man's illness was diagnosed.
On 15 October 1992, a builder, Mr Cook, took out a business development loan of £4000, repayable by ...
On 15 October 1992, a builder, Mr Cook, took out a businessdevelopment loan of £4000, repayable by instalments over three years, to
pay off his overdraft.
He also took out insurance to cover the
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