Skeleton in the cupboard?

The collapse of securely rated insurers and subsequent toughening-up of financial strength ratings across the industry has left insurance buyers nervous and uncertain about the quality of their risk carriers. Simon Threadgold looks into the matter

Since the fall of Independent Insurance and the fiasco at Equitable Life, customers have got twitchy about signs of weakness in insurers.

In the final quarter of 2003, brokers reported that clients

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