Blog: Why the new NHS data legislation will have little impact on the insurance industry

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Earlier this year, the NHS revealed controversial plans to create a centralised database of medical records. Those behind the Care.data scheme are championing its potential to improve the detection and treatment of major diseases, but critics have concerns that the database could be left vulnerable to hackers.

This announcement followed news that data purchases were made by the Institute and Faculty of Actuaries in 2012 to shape guidance for insurers on how to "refine" critical illness cover. The Health and

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