BIS 2010: XL head compares insurers to doctors who smoke

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In highlighting the importance for clients to understand an insurers' risk, Nigel Bamber, XL Insurance head of client relationship management UK, asked today's British Insurance Summit: "Is the insurer like a doctor who smokes?"

"There is a need for insurers to look at risk from a more holistic perspective," he added.

"Is a company that is very good at analysing risks and dealing with them, actually able to understand the

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