Claims

On the danger list.

As a result of changing social and political trends, we are now more likely to seek compensation after an accident. This, along with constantly surfacing long-tail claims, is making employers' liability an extremely hazardous sector to be in, says Phil…

Chain reaction.

Fraud means big losses for insurers, which leads to higher premiums. But the industry is waking up to the fact that a proactive and co-operative approach is the missing link needed to root out fraudsters and break the chain, say John Beadle and Peter…

Claims case strategy vital.

The Woolf reforms and other legal changes have had a huge impact on the processing of claims. All involved must keep their eye on the game, according to Nigel Roden and Andrew Pieri.

Rising damp.

As flood levels rise once more across the UK, we could see an increase in the incidence of toxic mould. The industry would be wise to learn from examples in the US, where mould has already proved heavy weather for insurers, says Jane Bernstein.

Taken for a ride.

It may come as little surprise to discover that an increasing number of seemingly genuine personal injury claims are actually pure fabrication. However, Simon Threadgold insists there are ways that insurers can fight back, giving claimants no choice but…

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