Europe: Telematics and the gender directive
The Gender Directive put a brake on insurers' underwriting purely on the basis of gender. So has it encouraged the development of telematics which helps them price in way that does not differentiate rates between males and females?
The impact of the Gender Directive has been most acutely felt in the UK market, where the driver, rather than the car - is the primary criteria for pricing, according to James Tucker, telematics
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