Lloyds Bank's Bill Cooper on M&A in a challenging market
The government's recent decision to lower the discount rate from 2.5% to -0.75% took the market by surprise and generated many column inches of newsprint in the mainstream press.
While future premiums will be repriced to reflect the lower rate, the immediate effect of this change has been to place a further strain on insurers’ earnings and profitability.
It’s the latest
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