Groupama splits UK business into three

Groupama Insurances has changed its operational structure with specialist business divisions for personal lines, commercial lines and healthcare, each being headed by a director with overall responsibility for divisional performance including bottom line profitability, business development and customer service.

Kevin Kiernan, who joined Groupama in October 2008 as motor underwriting director, has been appointed as personal lines director. Malcolm Smith becomes commercial lines director, moving up from the

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