Editor's comment: The lesser-spotted hard market

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The world has long held a fascination with mythical beasts and the younger generation is picking up the passion with Smallfoot, Abominable and Missing Link the latest in a long line of films to encourage children to believe in the magic of the Yeti or Big Foot.

Since historical records began there have been so-called sightings of Sasquatch, Chupacabra and the Loch Ness Monster, but as we start 2020 with reinsurance renewals excess of loss rates up by as much

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