Editor's comment: Out of our hands?

With the bullish comments made by even the most cat-exposed insurers still echoing in our ears, declaring the global insurance market resilient in the face of one of the costliest years ever, the storm clouds are now gathering on multiple fronts from sources outside of the industry’s control.

If the combined forces of recent natural catastrophe losses across multiple continents weren’t enough to turn the market, perhaps insurers might just be wishing they were. At least that might have