Editor's comment: The foundations are laid
Looking back 12 months to the first leader column of last year, I mulled whether 2010 would be marked by a number of changes, not least a hardening of rates, more merger and acquisition activity and insurance IPOs.
As it happened, my prediction that — despite talking the talk — the hopes for a long-term turnaround in these areas would likely fall as flat as England's progress in the World Cup (www.postonline.co
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