Ins and outs
Independent financial advisers relied on optimistic projections to advise clients to contract out of the State Earnings Related Pension Scheme. With opinion having swung back in favour of Serps, David Pollitt and Mark Beswetherick consider whether this is a mis-selling scandal waiting to happen
Independent financial advisers who gave advice on contracting out of the State Earnings Related Pension Scheme may find themselves in the firing line as consumers who have lost out seek to blame their
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