Beyond a reasonable doubt.

While an employer may be certain that one of his workers has been stealing from or cheating the company, proving it to the satisfaction of a loss adjuster so that an insurer pays out can be easier said than done. Ted Baskerville reports.

Fidelity insurance doesn't usually get the respect it deserves.


It is often treated by insureds almost as an afterthought to property
coverage and business interruption. But fraud, theft and other

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