Scope of employment

Employers are responsible for acts committed by staff in the course of their employment. Will Jones examines case law to determine how wide-ranging this liability is.

An employer was sued recently by a worker after he suffered injury when a colleague aimed a kung fu kick in his direction in an attempted joke. Inevitably, the joke went horribly wrong and the

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Insurers face margin crush unless premiums are hiked

Data analysis: A sustainable margin recovery looks increasingly challenging for insurers with premiums needing to increase in real terms to prevent any erosion after a tripling of costs to 10.9% of premiums last year from 3.5% in 2022.

Stephen Wallace, McLarens

Steven Wallace is managing director of EMEA for global claims services provider McLarens and is the current president of the Chartered Institute of Loss Adjusters.